Terms and Conditions of 1O1O (the "Promotion"):

1. Unless otherwise specified, the promotion period is valid from 1 January 2022 to 28 February 2022 (both dates inclusive) (the "Promotion Period").
2. Unless otherwise specified, to be eligible for the Promotion, cardholders ("Cardholders") are required to settle payment with credit cards issued by Standard Chartered Bank (Hong Kong) Limited (the "Bank"), including Standard Chartered credit card, and its co-branded card, MANHATTAN credit card and its co-branded card ("Eligible Cards").
3. Unless otherwise specified, Cardholders settling payment with Standard Chartered UnionPay Dual Currency Platinum Credit Card (if applicable) is also eligible for the Promotion provided that the merchants’ relevant outlets accept them for payment.
4. To enjoy the below offers, Cardholders shall purchase designated products or services at 1O1O (the "Merchants") with an Eligible Card during the Promotion Period.
   1. Offer 1: Up to HK$500 instant discount on purchasing designated handsets/tablet /notebook computer (collectively, the "Designated Products").

      Single transaction amount on designated Designated Product	Instant discount	Remarks
      HK$3,000 to HK$5,999.99	HK$150	please refer to the Merchants for the details of Designated Products
      HK$6,000 to HK$7,499.99	HK$300
      HK$7,500 or above	HK$500

   2. Offer 2: 6-month monthly fee rebate upon designated 5G service plan subscription - To qualify for 6-month monthly fee rebate, Cardholders are required to newly subscribe or port-in a number or upgrade and renewing to a designated 5G 80GB (or above) service plan and agree to a commitment period of 30 months with Eligible Cards. An administration fee of HK$18 per month applies. The rebate of six months’ service fees does not cover the HK$18 monthly administration fee, or cost of any value-added services subscribed to. The rebate of six months' service fees total amount will be credited to Cardholders’ 1O1O accounts by installments during the commitment period. Each newly-subscribing, port-in or recontracting number is entitled to the Offer 2 once only.
   3. Offer 3: 12 or 24-month interest-free instalments upon a single transaction of HK$2,000 or above. Standard Chartered UnionPay Dual Currency Platinum Credit Card is not eligible for instalment offer.
5. Offer 1 & Offer 3 cannot be used in conjunction with each other. The Cardholder of each Eligible Card can utilize each of the Offer 1 one time only during the Promotion Period. Offer 3 only applicable to Suggested Retail Price products for interest-free instalments. Offer 1 & Offer 2 can be used in conjunction with each other. Unless otherwise specified, the Promotion is only applicable to the physical outlets located in Hong Kong of the Merchants.
6. Unless otherwise specified, the Promotion irrespective of its form including but not limited to gifts or discounts (if applicable), are not redeemable for cash, exchangeable or transferable, and cannot be used in conjunction with other promotional offers.
7. All the products and Promotion are available on a first-come-first-served basis, while stock lasts. Any change of the Promotion will be subject to the availability at the time of patronage.
8. The Promotion may be subject to additional terms and conditions set out by the Merchants, please contact the Merchants for details.
9. All photos and product information in the marketing materials are for reference only.
10. The Promotion shall be terminated immediately upon closure of Merchants or any of its outlets.
11. Cardholders understand and accept that the Bank is not the supplier of the products and/or services supplied by the Merchants under or in connection with the Promotion. The Bank shall bear no liability relating to any aspect of the products and/or services, including without limitation, their quality, the supply, the descriptions of products and/or services provided by the Merchants, any false trade description, misrepresentation, mis-statement, omission, unauthorized representation, unfair trade practices or conduct in connection with the promotion of the offer(s) or in making available the offer(s) or the products and/or services under the Promotion, by the Merchants, its employees, officers or agents.
12. Personal data of Cardholders may be collected by the Merchants and the use of such personal data shall be subject to the personal information collection statement of the Merchants. Please contact the Merchants for related details.
13. The Bank and the Merchants reserve the right to alter, extend, or terminate the Promotion and amend the terms and conditions at any time. In case of disputes, the decision of the Bank and the Merchants shall be final and binding.
14. In case of any disputes, Cardholders are required to present the relevant original sales receipts and credit card sales slips for further investigation by the Bank.
15. If there is any inconsistency or conflict between the English and Chinese versions of these terms and conditions, the English version shall prevail.

Additional Terms and Conditions of interest-free instalment offer ("Instalment Offer"), if applicable:

16. To be eligible for the Instalment Offer, Cardholders are required to spend HKD$2,000 or above in one single transaction at the Merchants’ outlets in Hong Kong. The Instalment Offer is applicable to the Eligible Cards issued by the Bank only, and is not applicable to Standard Chartered UnionPay Dual Currency Platinum Credit Card.
17. By participating in any of the Interest-free Instalment Program, Cardholders are deemed to have accepted and bound by the Terms and Conditions of "Credit Card Instalment Program Cardholder Agreement / Credit Card Instalment Plan".
18. The Instalment Offer may be applicable only to selected items and the instalments term may vary, depending on the items and Merchants. For further details of the Instalment Offer, please contact the Merchants.

To borrow or not to borrow? Borrow only if you can repay!

Issued by Standard Chartered Bank (Hong Kong) Limited